L&H Smart Family Services
Life ~ Health ~ Medicare
About Us
We are always available to offer you personal, one-on-one help with your insurance needs, We offer Marketplace enrollment help in the states of Florida and Texas. Open Enrollment starts soon; You can request a quote before then and make sure you enroll with the right insurance company to cover all your healthcare needs all year round.
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We are Florida based agency, working with the best Insurance companies like Blue Cross Blue Shield, Florida Blue, Ambetter Health, Aetna, Humana, Cigna, etc.
We have also been recognized by the Marketplace for excellence helping consumers since 2014.
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Completing our online form will help provide us with the information needed to get started,
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If you have any questions, please don't hesitate to call or e-mail us!. We have built a reputation for client satisfaction.
We will assist you every step of the way Thank you for visiting our site.
Whole Life, UL and Term Life Insurance with Living Benefits
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Term Life Insurance is the most affordable way to protect your family's financial security if something happens to you, with this new product you don't have to die to use your life insurance you will be protected in case of a Chronic, Critical and Terminal Illness.
You can buy Term Life Insurance for 10, 15, 20, or 30 years — however long you need it.
In most cases, Term LIfe Insurance proceeds are tax-free.
We also offer Whole Life and Universal Life Insurance.
Health insurance
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With the Health Care Reform around, this is the best time to find coverage for you and your family at a better rate and fixed premium all year round.
Everyone needs health insurance, let us help you find the coverage that fits your health and financial needs.
Get ready for the next enrollment period, contact me to tell you how.
Disability, Accidents, Medicare and More.
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We offer different plans to protect you and your income in case of accidents or disability.
Do you need to start saving for retirement, college, long term care? tell us your needs and we will help you have peace of mind.